Call reports 2007
PENNIAN BANK — 2007
What PENNIAN BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 281,516,000 | 286,253,000 | 296,259,000 | 301,325,000 |
| Total loans | 179,521,000 | 182,975,000 | 190,750,000 | 192,474,000 |
| Allowance for loan losses | 1,219,000 | 1,219,000 | 1,250,000 | 1,249,000 |
| Securities available for sale | 52,859,000 | 58,293,000 | 58,476,000 | 62,438,000 |
| Securities held to maturity | 21,596,000 | 20,613,000 | 21,144,000 | 21,229,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,028,000 | 234,933,000 | 241,820,000 | 245,191,000 |
| Interest-bearing deposits | 204,455,000 | 208,774,000 | 216,354,000 | 218,904,000 |
| Noninterest-bearing deposits | 25,573,000 | 26,159,000 | 25,466,000 | 26,287,000 |
| Equity capital | 24,159,000 | 24,260,000 | 25,031,000 | 25,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,946,000 | 8,019,000 | 12,273,000 | 16,654,000 |
| Interest expense | 2,122,000 | 4,297,000 | 6,565,000 | 8,954,000 |
| Net interest income | 1,824,000 | 3,722,000 | 5,708,000 | 7,700,000 |
| Noninterest income | 504,000 | 1,007,000 | 1,548,000 | 2,108,000 |
| Noninterest expense | 1,690,000 | 3,393,000 | 5,013,000 | 6,805,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 60,000 |
| Pretax income | 638,000 | 1,336,000 | 2,213,000 | 2,943,000 |
| Income tax | 98,000 | 216,000 | 386,000 | 500,000 |
| Net income | 540,000 | 1,120,000 | 1,827,000 | 2,443,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,466,000 | 24,789,000 | 25,231,000 | 25,584,000 |
| Total capital | 25,685,000 | 26,008,000 | 26,481,000 | 26,833,000 |
| Risk-weighted assets | 156,285,000 | 160,442,000 | 166,198,000 | 168,009,000 |
Machine access — free, no API key
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