Call reports 2005
PENNIAN BANK — 2005
What PENNIAN BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 248,277,000 | 256,037,000 | 263,122,000 | 266,074,000 |
| Total loans | 148,798,000 | 150,731,000 | 157,393,000 | 163,064,000 |
| Allowance for loan losses | 1,256,000 | 1,259,000 | 1,257,000 | 1,264,000 |
| Securities available for sale | 48,987,000 | 54,770,000 | 52,433,000 | 51,131,000 |
| Securities held to maturity | 25,272,000 | 25,607,000 | 25,427,000 | 24,824,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,645,000 | 208,445,000 | 213,415,000 | 212,418,000 |
| Interest-bearing deposits | 182,862,000 | 185,014,000 | 190,587,000 | 186,436,000 |
| Noninterest-bearing deposits | 23,783,000 | 23,431,000 | 22,828,000 | 25,982,000 |
| Equity capital | 21,049,000 | 21,552,000 | 21,844,000 | 22,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,127,000 | 6,331,000 | 9,675,000 | 13,153,000 |
| Interest expense | 1,347,000 | 2,758,000 | 4,292,000 | 5,891,000 |
| Net interest income | 1,780,000 | 3,573,000 | 5,383,000 | 7,262,000 |
| Noninterest income | 355,000 | 755,000 | 1,195,000 | 1,663,000 |
| Noninterest expense | 1,554,000 | 3,111,000 | 4,686,000 | 6,246,000 |
| Provision for loan losses | 10,000 | 15,000 | 15,000 | 30,000 |
| Pretax income | 571,000 | 1,202,000 | 1,877,000 | 2,649,000 |
| Income tax | 129,000 | 236,000 | 353,000 | 553,000 |
| Net income | 442,000 | 966,000 | 1,524,000 | 2,096,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,425,000 | 21,771,000 | 22,192,000 | 22,629,000 |
| Total capital | 22,681,000 | 23,030,000 | 23,449,000 | 23,893,000 |
| Risk-weighted assets | 135,090,000 | 137,111,000 | 141,348,000 | 145,185,000 |
Machine access — free, no API key
Every figure shown here about PENNIAN BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.