Call reports 2004
PENNIAN BANK — 2004
What PENNIAN BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 236,158,000 | 235,710,000 | 243,087,000 | 246,398,000 |
| Total loans | 148,005,000 | 149,307,000 | 149,451,000 | 148,782,000 |
| Allowance for loan losses | 1,243,000 | 1,210,000 | 1,234,000 | 1,264,000 |
| Securities available for sale | 48,343,000 | 44,808,000 | 46,234,000 | 49,870,000 |
| Securities held to maturity | 19,923,000 | 19,755,000 | 23,806,000 | 23,327,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,611,000 | 193,382,000 | 200,670,000 | 203,453,000 |
| Interest-bearing deposits | 171,354,000 | 172,366,000 | 177,693,000 | 179,635,000 |
| Noninterest-bearing deposits | 19,257,000 | 21,016,000 | 22,977,000 | 23,818,000 |
| Equity capital | 20,196,000 | 19,899,000 | 20,639,000 | 21,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,005,000 | 6,006,000 | 9,080,000 | 12,293,000 |
| Interest expense | 1,235,000 | 2,491,000 | 3,774,000 | 5,107,000 |
| Net interest income | 1,770,000 | 3,515,000 | 5,306,000 | 7,186,000 |
| Noninterest income | 324,000 | 664,000 | 1,060,000 | 1,497,000 |
| Noninterest expense | 1,426,000 | 2,843,000 | 4,274,000 | 5,726,000 |
| Provision for loan losses | 31,000 | 61,000 | 91,000 | 121,000 |
| Pretax income | 684,000 | 1,322,000 | 2,050,000 | 2,885,000 |
| Income tax | 147,000 | 272,000 | 426,000 | 619,000 |
| Net income | 537,000 | 1,050,000 | 1,624,000 | 2,266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,941,000 | 20,290,000 | 20,692,000 | 21,162,000 |
| Total capital | 21,184,000 | 21,500,000 | 21,926,000 | 22,426,000 |
| Risk-weighted assets | 129,959,000 | 130,982,000 | 130,098,000 | 131,574,000 |
Machine access — free, no API key
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