Call reports 2014
BANK OF WEDOWEE — 2014
What BANK OF WEDOWEE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 112,959,000 | 113,828,000 | 113,970,000 | 116,878,000 |
| Total loans | 38,262,000 | 41,702,000 | 43,607,000 | 45,322,000 |
| Allowance for loan losses | 441,000 | 409,000 | 414,000 | 390,000 |
| Securities available for sale | 54,117,000 | 54,454,000 | 54,948,000 | 56,014,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,605,000 | 100,081,000 | 99,959,000 | 100,661,000 |
| Interest-bearing deposits | 79,261,000 | 79,199,000 | 80,644,000 | 80,011,000 |
| Noninterest-bearing deposits | 20,344,000 | 20,882,000 | 19,315,000 | 20,650,000 |
| Equity capital | 12,842,000 | 13,198,000 | 13,312,000 | 13,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 838,000 | 1,686,000 | 2,602,000 | 3,568,000 |
| Interest expense | 163,000 | 323,000 | 480,000 | 641,000 |
| Net interest income | 675,000 | 1,363,000 | 2,122,000 | 2,927,000 |
| Noninterest income | 137,000 | 291,000 | 478,000 | 663,000 |
| Noninterest expense | 767,000 | 1,518,000 | 2,302,000 | 3,106,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 56,000 | 149,000 | 304,000 | 477,000 |
| Income tax | -27,000 | -3,000 | 44,000 | 97,000 |
| Net income | 83,000 | 152,000 | 260,000 | 380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,064,000 | 11,145,000 | 11,248,000 | 11,187,000 |
| Total capital | 11,505,000 | 11,554,000 | 11,662,000 | 11,577,000 |
| Risk-weighted assets | 48,638,000 | 52,280,000 | 53,567,000 | 55,479,000 |