Call reports 2013
BANK OF WEDOWEE — 2013
What BANK OF WEDOWEE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 118,682,000 | 118,405,000 | 112,270,000 | 110,348,000 |
| Total loans | 40,168,000 | 39,680,000 | 37,529,000 | 38,155,000 |
| Allowance for loan losses | 476,000 | 329,000 | 314,000 | 330,000 |
| Securities available for sale | 33,456,000 | 48,143,000 | 50,333,000 | 47,483,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,334,000 | 102,992,000 | 98,670,000 | 97,417,000 |
| Interest-bearing deposits | 82,819,000 | 83,818,000 | 79,676,000 | 78,385,000 |
| Noninterest-bearing deposits | 19,515,000 | 19,174,000 | 18,994,000 | 19,032,000 |
| Equity capital | 13,843,000 | 12,804,000 | 12,922,000 | 12,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 868,000 | 1,744,000 | 2,660,000 | 3,493,000 |
| Interest expense | 222,000 | 423,000 | 612,000 | 787,000 |
| Net interest income | 646,000 | 1,321,000 | 2,048,000 | 2,706,000 |
| Noninterest income | 147,000 | 288,000 | 434,000 | 513,000 |
| Noninterest expense | 752,000 | 1,553,000 | 2,361,000 | 3,071,000 |
| Provision for loan losses | 0 | 50,000 | 60,000 | 110,000 |
| Pretax income | 43,000 | 8,000 | 63,000 | 40,000 |
| Income tax | -15,000 | -30,000 | -59,000 | -92,000 |
| Net income | 58,000 | 38,000 | 122,000 | 132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,051,000 | 10,765,000 | 11,059,000 | 11,029,000 |
| Total capital | 11,653,000 | 11,279,000 | 11,576,000 | 11,359,000 |
| Risk-weighted assets | 45,908,000 | 49,623,000 | 47,344,000 | 47,287,000 |