Call reports 2012
BANK OF WEDOWEE — 2012
What BANK OF WEDOWEE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 123,620,000 | 121,408,000 | 119,977,000 | 119,361,000 |
| Total loans | 44,955,000 | 42,830,000 | 42,042,000 | 41,187,000 |
| Allowance for loan losses | 749,000 | 752,000 | 524,000 | 470,000 |
| Securities available for sale | 24,435,000 | 25,536,000 | 22,426,000 | 22,232,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,015,000 | 101,687,000 | 100,116,000 | 100,062,000 |
| Interest-bearing deposits | 85,695,000 | 84,889,000 | 82,141,000 | 81,088,000 |
| Noninterest-bearing deposits | 18,320,000 | 16,798,000 | 17,975,000 | 18,974,000 |
| Equity capital | 14,050,000 | 14,111,000 | 14,181,000 | 13,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,046,000 | 2,023,000 | 2,974,000 | 3,886,000 |
| Interest expense | 347,000 | 676,000 | 975,000 | 1,231,000 |
| Net interest income | 699,000 | 1,347,000 | 1,999,000 | 2,655,000 |
| Noninterest income | 150,000 | 290,000 | 442,000 | 584,000 |
| Noninterest expense | 776,000 | 1,536,000 | 2,306,000 | 3,111,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 95,000 | 127,000 | 162,000 | 158,000 |
| Income tax | 6,000 | -12,000 | -80,000 | -58,000 |
| Net income | 89,000 | 139,000 | 242,000 | 216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,384,000 | 11,409,000 | 11,437,000 | 11,030,000 |
| Total capital | 12,110,000 | 12,092,000 | 11,974,000 | 11,562,000 |
| Risk-weighted assets | 54,759,000 | 50,574,000 | 47,708,000 | 44,878,000 |