Call reports 2011
BANK OF WEDOWEE — 2011
What BANK OF WEDOWEE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 121,128,000 | 121,580,000 | 119,627,000 | 119,540,000 |
| Total loans | 48,770,000 | 47,951,000 | 47,531,000 | 47,383,000 |
| Allowance for loan losses | 892,000 | 891,000 | 886,000 | 755,000 |
| Securities available for sale | 32,917,000 | 34,693,000 | 30,750,000 | 29,330,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,841,000 | 100,838,000 | 98,713,000 | 98,988,000 |
| Interest-bearing deposits | 85,010,000 | 85,514,000 | 82,601,000 | 82,314,000 |
| Noninterest-bearing deposits | 15,831,000 | 15,324,000 | 16,111,000 | 16,674,000 |
| Equity capital | 13,653,000 | 14,067,000 | 14,192,000 | 13,972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,168,000 | 2,341,000 | 3,448,000 | 4,545,000 |
| Interest expense | 434,000 | 834,000 | 1,222,000 | 1,585,000 |
| Net interest income | 734,000 | 1,507,000 | 2,226,000 | 2,960,000 |
| Noninterest income | 144,000 | 288,000 | 440,000 | 585,000 |
| Noninterest expense | 811,000 | 1,612,000 | 2,349,000 | 3,132,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 30,000 |
| Pretax income | 78,000 | 198,000 | 302,000 | 398,000 |
| Income tax | -9,000 | 6,000 | 9,000 | 1,000 |
| Net income | 87,000 | 192,000 | 293,000 | 397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,216,000 | 11,419,000 | 11,495,000 | 11,301,000 |
| Total capital | 12,052,000 | 12,245,000 | 12,282,000 | 12,070,000 |
| Risk-weighted assets | 61,345,000 | 60,460,000 | 58,833,000 | 58,531,000 |