Call reports 2010
BANK OF WEDOWEE — 2010
What BANK OF WEDOWEE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 120,522,000 | 119,989,000 | 118,226,000 | 121,463,000 |
| Total loans | 48,176,000 | 49,630,000 | 49,556,000 | 49,343,000 |
| Allowance for loan losses | 1,001,000 | 988,000 | 957,000 | 925,000 |
| Securities available for sale | 43,054,000 | 30,529,000 | 30,900,000 | 32,376,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,914,000 | 97,026,000 | 95,117,000 | 98,341,000 |
| Interest-bearing deposits | 82,261,000 | 82,361,000 | 80,031,000 | 82,595,000 |
| Noninterest-bearing deposits | 14,653,000 | 14,665,000 | 15,086,000 | 15,746,000 |
| Equity capital | 12,930,000 | 13,236,000 | 13,361,000 | 13,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,353,000 | 2,627,000 | 3,811,000 | 5,013,000 |
| Interest expense | 625,000 | 1,180,000 | 1,694,000 | 2,183,000 |
| Net interest income | 728,000 | 1,447,000 | 2,117,000 | 2,830,000 |
| Noninterest income | 160,000 | 313,000 | 502,000 | 1,780,000 |
| Noninterest expense | 832,000 | 1,603,000 | 2,404,000 | 3,217,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 56,000 | 162,000 | 221,000 | 1,250,000 |
| Income tax | -22,000 | -35,000 | -48,000 | -122,000 |
| Net income | 78,000 | 197,000 | 269,000 | 1,372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,747,000 | 10,833,000 | 10,909,000 | 11,267,000 |
| Total capital | 11,536,000 | 11,632,000 | 11,703,000 | 12,051,000 |
| Risk-weighted assets | 62,940,000 | 63,644,000 | 63,390,000 | 62,617,000 |