Call reports 2005
BANK OF WEDOWEE — 2005
What BANK OF WEDOWEE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 164,298,000 | 159,118,000 | 154,081,000 | 151,469,000 |
| Total loans | 62,519,000 | 59,858,000 | 56,396,000 | 53,832,000 |
| Allowance for loan losses | 2,018,000 | 1,990,000 | 1,878,000 | 1,930,000 |
| Securities available for sale | 76,179,000 | 77,117,000 | 74,570,000 | 72,958,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,582,000 | 128,287,000 | 123,707,000 | 120,868,000 |
| Interest-bearing deposits | 120,783,000 | 114,229,000 | 109,067,000 | 105,919,000 |
| Noninterest-bearing deposits | 13,800,000 | 14,058,000 | 14,640,000 | 14,949,000 |
| Equity capital | 11,047,000 | 12,170,000 | 11,745,000 | 11,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,066,000 | 4,105,000 | 6,080,000 | 8,062,000 |
| Interest expense | 1,159,000 | 2,315,000 | 3,455,000 | 4,554,000 |
| Net interest income | 907,000 | 1,790,000 | 2,625,000 | 3,508,000 |
| Noninterest income | 158,000 | 332,000 | 493,000 | 668,000 |
| Noninterest expense | 789,000 | 1,674,000 | 2,489,000 | 3,702,000 |
| Provision for loan losses | 17,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 259,000 | 399,000 | 580,000 | 423,000 |
| Income tax | 96,000 | 169,000 | 195,000 | -144,000 |
| Net income | 163,000 | 230,000 | 385,000 | 567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,149,000 | 12,199,000 | 12,366,000 | 11,590,000 |
| Total capital | 13,310,000 | 13,317,000 | 13,447,000 | 12,617,000 |
| Risk-weighted assets | 92,010,000 | 88,608,000 | 85,650,000 | 81,257,000 |
Machine access — free, no API key
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