Call reports 2022
CHESAPEAKE BANK OF MARYLAND — 2022
What CHESAPEAKE BANK OF MARYLAND reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 |
|---|---|---|
| Total assets | 247,384,000 | 241,453,000 |
| Total loans | 144,230,000 | 150,087,000 |
| Allowance for loan losses | 1,585,000 | 1,585,000 |
| Securities available for sale | 33,782,000 | 32,283,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 195,449,000 | 189,996,000 |
| Interest-bearing deposits | 157,295,000 | 150,882,000 |
| Noninterest-bearing deposits | 38,154,000 | 39,114,000 |
| Equity capital | 44,267,000 | 46,062,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 |
|---|---|---|
| Interest income | 1,776,000 | 3,693,000 |
| Interest expense | 260,000 | 502,000 |
| Net interest income | 1,516,000 | 3,191,000 |
| Noninterest income | 75,000 | 161,000 |
| Noninterest expense | 1,567,000 | 3,243,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 24,000 | 109,000 |
| Income tax | 14,000 | 39,000 |
| Net income | 10,000 | 70,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 |
|---|---|---|
| Tier 1 capital | 44,993,000 | 47,296,000 |
| Total capital | 46,623,000 | 48,926,000 |
| Risk-weighted assets | 130,780,000 | 132,131,000 |