Call reports 2021
CHESAPEAKE BANK OF MARYLAND — 2021
What CHESAPEAKE BANK OF MARYLAND reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 239,625,000 | 249,785,000 | 250,376,000 | 249,335,000 |
| Total loans | 154,615,000 | 153,268,000 | 153,256,000 | 150,026,000 |
| Allowance for loan losses | 1,727,000 | 1,627,000 | 1,577,000 | 1,585,000 |
| Securities available for sale | 18,914,000 | 22,501,000 | 21,334,000 | 19,063,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,298,000 | 196,426,000 | 196,458,000 | 195,115,000 |
| Interest-bearing deposits | 147,042,000 | 156,043,000 | 153,712,000 | 157,016,000 |
| Noninterest-bearing deposits | 39,256,000 | 40,383,000 | 42,746,000 | 38,099,000 |
| Equity capital | 44,769,000 | 45,128,000 | 45,602,000 | 46,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,959,000 | 3,975,000 | 5,959,000 | 7,804,000 |
| Interest expense | 376,000 | 713,000 | 1,031,000 | 1,312,000 |
| Net interest income | 1,583,000 | 3,262,000 | 4,928,000 | 6,492,000 |
| Noninterest income | 379,000 | 751,000 | 1,002,000 | 1,918,000 |
| Noninterest expense | 1,748,000 | 3,636,000 | 5,199,000 | 6,744,000 |
| Provision for loan losses | 0 | -100,000 | -150,000 | -150,000 |
| Pretax income | 214,000 | 477,000 | 881,000 | 1,816,000 |
| Income tax | 75,000 | 156,000 | 275,000 | 321,000 |
| Net income | 139,000 | 321,000 | 606,000 | 1,495,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,206,000 | 44,661,000 | 45,202,000 | 46,510,000 |
| Total capital | 45,978,000 | 46,333,000 | 46,824,000 | 48,139,000 |
| Risk-weighted assets | 153,518,000 | 144,170,000 | 144,165,000 | 135,739,000 |