Call reports 2020
CHESAPEAKE BANK OF MARYLAND — 2020
What CHESAPEAKE BANK OF MARYLAND reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 228,425,000 | 234,965,000 | 231,798,000 | 234,691,000 |
| Total loans | 166,483,000 | 168,511,000 | 164,959,000 | 156,380,000 |
| Allowance for loan losses | 1,551,000 | 1,701,000 | 1,727,000 | 1,727,000 |
| Securities available for sale | 32,679,000 | 23,120,000 | 19,263,000 | 16,544,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,168,000 | 178,037,000 | 179,357,000 | 181,821,000 |
| Interest-bearing deposits | 145,301,000 | 146,110,000 | 145,664,000 | 148,260,000 |
| Noninterest-bearing deposits | 23,867,000 | 31,927,000 | 33,693,000 | 33,561,000 |
| Equity capital | 42,970,000 | 43,251,000 | 43,763,000 | 44,470,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,284,000 | 4,519,000 | 6,622,000 | 8,766,000 |
| Interest expense | 482,000 | 934,000 | 1,378,000 | 1,795,000 |
| Net interest income | 1,802,000 | 3,585,000 | 5,244,000 | 6,971,000 |
| Noninterest income | 198,000 | 443,000 | 896,000 | 1,431,000 |
| Noninterest expense | 1,645,000 | 3,433,000 | 5,142,000 | 6,727,000 |
| Provision for loan losses | 175,000 | 325,000 | 350,000 | 350,000 |
| Pretax income | 227,000 | 413,000 | 791,000 | 1,468,000 |
| Income tax | 73,000 | 132,000 | 251,000 | 451,000 |
| Net income | 154,000 | 281,000 | 540,000 | 1,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,070,000 | 42,479,000 | 43,028,000 | 43,798,000 |
| Total capital | 43,661,000 | 44,220,000 | 44,800,000 | 45,570,000 |
| Risk-weighted assets | 153,079,000 | 158,192,000 | 157,441,000 | 154,311,000 |