Call reports 2019
CHESAPEAKE BANK OF MARYLAND — 2019
What CHESAPEAKE BANK OF MARYLAND reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 217,160,000 | 220,625,000 | 217,605,000 | 220,344,000 |
| Total loans | 146,645,000 | 144,554,000 | 148,782,000 | 161,355,000 |
| Allowance for loan losses | 1,278,000 | 1,288,000 | 1,303,000 | 1,379,000 |
| Securities available for sale | 43,089,000 | 42,120,000 | 41,813,000 | 37,091,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,593,000 | 175,533,000 | 171,683,000 | 172,014,000 |
| Interest-bearing deposits | 152,135,000 | 153,017,000 | 149,987,000 | 149,996,000 |
| Noninterest-bearing deposits | 20,458,000 | 22,516,000 | 21,696,000 | 22,018,000 |
| Equity capital | 40,572,000 | 41,160,000 | 41,716,000 | 42,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,182,000 | 4,470,000 | 6,787,000 | 9,039,000 |
| Interest expense | 424,000 | 877,000 | 1,354,000 | 1,835,000 |
| Net interest income | 1,758,000 | 3,593,000 | 5,433,000 | 7,204,000 |
| Noninterest income | 92,000 | 197,000 | 352,000 | 592,000 |
| Noninterest expense | 1,430,000 | 3,077,000 | 4,741,000 | 6,440,000 |
| Provision for loan losses | 90,000 | 150,000 | 90,000 | 175,000 |
| Pretax income | 330,000 | 563,000 | 954,000 | 1,181,000 |
| Income tax | 85,000 | 148,000 | 252,000 | 342,000 |
| Net income | 245,000 | 415,000 | 702,000 | 839,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,223,000 | 40,628,000 | 41,205,000 | 41,635,000 |
| Total capital | 41,536,000 | 41,952,000 | 42,543,000 | 43,054,000 |
| Risk-weighted assets | 136,465,000 | 133,851,000 | 136,265,000 | 150,104,000 |