Call reports 2018
CHESAPEAKE BANK OF MARYLAND — 2018
What CHESAPEAKE BANK OF MARYLAND reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 180,038,000 | 184,177,000 | 217,488,000 | 215,409,000 |
| Total loans | 141,729,000 | 140,705,000 | 144,882,000 | 143,720,000 |
| Allowance for loan losses | 1,092,000 | 1,116,000 | 1,191,000 | 1,188,000 |
| Securities available for sale | 6,859,000 | 7,802,000 | 6,785,000 | 37,447,000 |
| Securities held to maturity | 3,187,000 | 2,985,000 | 2,846,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,337,000 | 161,367,000 | 173,712,000 | 171,592,000 |
| Interest-bearing deposits | 139,300,000 | 140,775,000 | 153,239,000 | 151,712,000 |
| Noninterest-bearing deposits | 18,037,000 | 20,592,000 | 20,473,000 | 19,880,000 |
| Equity capital | 21,812,000 | 22,018,000 | 39,453,000 | 39,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,781,000 | 3,587,000 | 5,517,000 | 7,702,000 |
| Interest expense | 215,000 | 444,000 | 701,000 | 1,097,000 |
| Net interest income | 1,566,000 | 3,143,000 | 4,816,000 | 6,605,000 |
| Noninterest income | 151,000 | 297,000 | 473,000 | 581,000 |
| Noninterest expense | 1,306,000 | 2,664,000 | 4,013,000 | 5,685,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 575,000 |
| Pretax income | 336,000 | 626,000 | 1,051,000 | 926,000 |
| Income tax | 80,000 | 153,000 | 259,000 | 229,000 |
| Net income | 256,000 | 473,000 | 792,000 | 697,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,714,000 | 22,013,000 | 39,545,000 | 39,871,000 |
| Total capital | 22,841,000 | 23,164,000 | 40,771,000 | 41,094,000 |
| Risk-weighted assets | 128,456,000 | 128,790,000 | 131,708,000 | 134,365,000 |