Call reports 2017
CHESAPEAKE BANK OF MARYLAND — 2017
What CHESAPEAKE BANK OF MARYLAND reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 179,692,000 | 182,474,000 | 181,595,000 | 177,903,000 |
| Total loans | 137,169,000 | 143,742,000 | 142,754,000 | 141,304,000 |
| Allowance for loan losses | 731,000 | 1,056,000 | 909,000 | 1,038,000 |
| Securities available for sale | 6,949,000 | 6,993,000 | 6,995,000 | 6,924,000 |
| Securities held to maturity | 4,000,000 | 3,745,000 | 3,529,000 | 3,323,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,916,000 | 155,630,000 | 154,539,000 | 155,353,000 |
| Interest-bearing deposits | 137,231,000 | 137,769,000 | 136,319,000 | 138,321,000 |
| Noninterest-bearing deposits | 19,685,000 | 17,861,000 | 18,220,000 | 17,032,000 |
| Equity capital | 21,796,000 | 21,909,000 | 21,998,000 | 21,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,638,000 | 3,348,000 | 5,113,000 | 6,913,000 |
| Interest expense | 186,000 | 380,000 | 596,000 | 811,000 |
| Net interest income | 1,452,000 | 2,968,000 | 4,517,000 | 6,102,000 |
| Noninterest income | 137,000 | 322,000 | 634,000 | 842,000 |
| Noninterest expense | 1,252,000 | 2,507,000 | 3,755,000 | 5,411,000 |
| Provision for loan losses | 50,000 | 375,000 | 900,000 | 1,025,000 |
| Pretax income | 287,000 | 408,000 | 496,000 | 508,000 |
| Income tax | 108,000 | 143,000 | 143,000 | 507,000 |
| Net income | 179,000 | 265,000 | 353,000 | 1,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,276,000 | 21,519,000 | 21,788,000 | 21,348,000 |
| Total capital | 22,035,000 | 22,604,000 | 22,726,000 | 22,421,000 |
| Risk-weighted assets | 125,428,000 | 132,405,000 | 130,349,000 | 128,282,000 |