Call reports 2016
CHESAPEAKE BANK OF MARYLAND — 2016
What CHESAPEAKE BANK OF MARYLAND reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 172,525,000 | 174,193,000 | 175,397,000 | 174,456,000 |
| Total loans | 119,118,000 | 121,469,000 | 122,641,000 | 125,511,000 |
| Allowance for loan losses | 729,000 | 728,000 | 682,000 | 681,000 |
| Securities available for sale | 4,000,000 | 2,741,000 | 3,998,000 | 3,918,000 |
| Securities held to maturity | 7,398,000 | 7,032,000 | 6,635,000 | 4,321,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,100,000 | 151,553,000 | 152,265,000 | 151,843,000 |
| Interest-bearing deposits | 132,949,000 | 135,434,000 | 136,151,000 | 133,763,000 |
| Noninterest-bearing deposits | 17,151,000 | 16,119,000 | 16,114,000 | 18,080,000 |
| Equity capital | 21,395,000 | 21,547,000 | 21,710,000 | 21,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,520,000 | 3,042,000 | 4,563,000 | 6,160,000 |
| Interest expense | 183,000 | 366,000 | 554,000 | 744,000 |
| Net interest income | 1,337,000 | 2,676,000 | 4,009,000 | 5,416,000 |
| Noninterest income | 64,000 | 207,000 | 431,000 | 201,000 |
| Noninterest expense | 1,186,000 | 2,434,000 | 3,802,000 | 5,076,000 |
| Provision for loan losses | -48,000 | -50,000 | -60,000 | -62,000 |
| Pretax income | 263,000 | 499,000 | 698,000 | 603,000 |
| Income tax | 147,000 | 231,000 | 265,000 | 229,000 |
| Net income | 116,000 | 268,000 | 433,000 | 374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,758,000 | 19,993,000 | 20,191,000 | 20,959,000 |
| Total capital | 20,509,000 | 20,750,000 | 20,900,000 | 21,670,000 |
| Risk-weighted assets | 112,437,000 | 114,568,000 | 116,257,000 | 118,166,000 |