Call reports 2015
CHESAPEAKE BANK OF MARYLAND — 2015
What CHESAPEAKE BANK OF MARYLAND reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 172,550,000 | 171,458,000 | 170,876,000 | 170,198,000 |
| Total loans | 123,374,000 | 118,506,000 | 117,178,000 | 117,674,000 |
| Allowance for loan losses | 919,000 | 858,000 | 848,000 | 803,000 |
| Securities available for sale | 4,985,000 | 3,974,000 | 3,996,000 | 3,971,000 |
| Securities held to maturity | 8,962,000 | 8,589,000 | 8,141,000 | 7,712,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,641,000 | 149,336,000 | 148,561,000 | 147,858,000 |
| Interest-bearing deposits | 137,926,000 | 137,368,000 | 134,861,000 | 131,730,000 |
| Noninterest-bearing deposits | 12,715,000 | 11,968,000 | 13,700,000 | 16,128,000 |
| Equity capital | 20,816,000 | 21,024,000 | 21,211,000 | 21,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,612,000 | 3,223,000 | 4,767,000 | 6,260,000 |
| Interest expense | 198,000 | 390,000 | 579,000 | 764,000 |
| Net interest income | 1,414,000 | 2,833,000 | 4,188,000 | 5,496,000 |
| Noninterest income | 135,000 | 336,000 | 586,000 | 715,000 |
| Noninterest expense | 1,315,000 | 2,597,000 | 3,966,000 | 5,257,000 |
| Provision for loan losses | 0 | 1,000 | 14,000 | 11,000 |
| Pretax income | 234,000 | 571,000 | 794,000 | 943,000 |
| Income tax | 89,000 | 211,000 | 260,000 | 343,000 |
| Net income | 145,000 | 360,000 | 534,000 | 600,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,779,000 | 19,111,000 | 19,344,000 | 19,482,000 |
| Total capital | 19,744,000 | 20,016,000 | 20,232,000 | 20,321,000 |
| Risk-weighted assets | 115,672,000 | 113,991,000 | 115,053,000 | 112,716,000 |