Call reports 2014
CHESAPEAKE BANK OF MARYLAND — 2014
What CHESAPEAKE BANK OF MARYLAND reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 181,104,000 | 178,386,000 | 172,322,000 | 169,888,000 |
| Total loans | 114,994,000 | 115,176,000 | 117,878,000 | 121,892,000 |
| Allowance for loan losses | 805,000 | 784,000 | 764,000 | 947,000 |
| Securities available for sale | 4,883,000 | 4,929,000 | 4,912,000 | 4,946,000 |
| Securities held to maturity | 11,200,000 | 10,766,000 | 10,197,000 | 9,637,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,595,000 | 156,809,000 | 150,626,000 | 148,096,000 |
| Interest-bearing deposits | 148,789,000 | 144,971,000 | 139,373,000 | 137,625,000 |
| Noninterest-bearing deposits | 10,806,000 | 11,838,000 | 11,253,000 | 10,471,000 |
| Equity capital | 20,329,000 | 20,381,000 | 20,504,000 | 20,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,546,000 | 3,108,000 | 4,680,000 | 6,289,000 |
| Interest expense | 253,000 | 487,000 | 714,000 | 923,000 |
| Net interest income | 1,293,000 | 2,621,000 | 3,966,000 | 5,366,000 |
| Noninterest income | 99,000 | 205,000 | 423,000 | 709,000 |
| Noninterest expense | 1,297,000 | 2,684,000 | 4,040,000 | 5,361,000 |
| Provision for loan losses | 0 | 9,000 | 49,000 | 282,000 |
| Pretax income | 95,000 | 133,000 | 300,000 | 432,000 |
| Income tax | -131,000 | -117,000 | -83,000 | -74,000 |
| Net income | 226,000 | 250,000 | 383,000 | 506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,168,000 | 18,224,000 | 18,384,000 | 18,530,000 |
| Total capital | 19,026,000 | 19,064,000 | 19,187,000 | 19,506,000 |
| Risk-weighted assets | 108,787,000 | 107,836,000 | 109,392,000 | 113,124,000 |