Call reports 2013
CHESAPEAKE BANK OF MARYLAND — 2013
What CHESAPEAKE BANK OF MARYLAND reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 192,899,000 | 190,011,000 | 183,373,000 | 180,142,000 |
| Total loans | 110,733,000 | 107,949,000 | 109,219,000 | 110,832,000 |
| Allowance for loan losses | 646,000 | 499,000 | 545,000 | 821,000 |
| Securities available for sale | 4,457,000 | 4,839,000 | 4,849,000 | 4,825,000 |
| Securities held to maturity | 14,475,000 | 13,344,000 | 12,376,000 | 11,663,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,952,000 | 168,060,000 | 161,477,000 | 158,819,000 |
| Interest-bearing deposits | 159,054,000 | 155,614,000 | 149,658,000 | 148,070,000 |
| Noninterest-bearing deposits | 11,898,000 | 12,446,000 | 11,819,000 | 10,749,000 |
| Equity capital | 20,739,000 | 20,693,000 | 20,707,000 | 20,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,559,000 | 3,116,000 | 4,675,000 | 6,193,000 |
| Interest expense | 417,000 | 791,000 | 1,113,000 | 1,394,000 |
| Net interest income | 1,142,000 | 2,325,000 | 3,562,000 | 4,799,000 |
| Noninterest income | -183,000 | 15,000 | 168,000 | 290,000 |
| Noninterest expense | 1,334,000 | 2,636,000 | 4,009,000 | 5,408,000 |
| Provision for loan losses | 146,000 | 157,000 | 203,000 | 937,000 |
| Pretax income | -521,000 | -453,000 | -482,000 | -1,256,000 |
| Income tax | -272,000 | -251,000 | -289,000 | -439,000 |
| Net income | -249,000 | -202,000 | -193,000 | -817,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,014,000 | 19,019,000 | 18,995,000 | 18,187,000 |
| Total capital | 19,686,000 | 19,543,000 | 19,576,000 | 19,048,000 |
| Risk-weighted assets | 101,124,000 | 98,792,000 | 101,956,000 | 102,734,000 |