Call reports 2012
CHESAPEAKE BANK OF MARYLAND — 2012
What CHESAPEAKE BANK OF MARYLAND reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 196,033,000 | 196,598,000 | 192,828,000 | 191,288,000 |
| Total loans | 118,118,000 | 113,059,000 | 114,037,000 | 112,613,000 |
| Allowance for loan losses | 1,106,000 | 911,000 | 786,000 | 711,000 |
| Securities available for sale | 462,000 | 462,000 | 1,463,000 | 4,455,000 |
| Securities held to maturity | 20,145,000 | 17,900,000 | 16,784,000 | 15,625,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,777,000 | 174,296,000 | 170,464,000 | 168,925,000 |
| Interest-bearing deposits | 163,077,000 | 162,922,000 | 159,665,000 | 157,674,000 |
| Noninterest-bearing deposits | 10,700,000 | 11,374,000 | 10,799,000 | 11,251,000 |
| Equity capital | 20,817,000 | 20,913,000 | 20,995,000 | 20,987,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,754,000 | 3,434,000 | 5,086,000 | 6,725,000 |
| Interest expense | 573,000 | 1,110,000 | 1,610,000 | 2,065,000 |
| Net interest income | 1,181,000 | 2,324,000 | 3,476,000 | 4,660,000 |
| Noninterest income | 135,000 | 558,000 | 801,000 | 1,015,000 |
| Noninterest expense | 1,434,000 | 2,810,000 | 4,175,000 | 5,574,000 |
| Provision for loan losses | -3,000 | 52,000 | 40,000 | 53,000 |
| Pretax income | -115,000 | 20,000 | 62,000 | 48,000 |
| Income tax | -71,000 | -32,000 | -71,000 | -80,000 |
| Net income | -44,000 | 52,000 | 133,000 | 128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,233,000 | 19,544,000 | 19,586,000 | 19,534,000 |
| Total capital | 20,364,000 | 20,480,000 | 20,397,000 | 20,270,000 |
| Risk-weighted assets | 113,465,000 | 103,938,000 | 104,246,000 | 104,552,000 |