Call reports 2025
BARABOO STATE BANK — 2025
What BARABOO STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 541,817,000 | 538,923,000 | 569,847,000 | 587,481,000 |
| Total loans | 266,206,000 | 272,375,000 | 283,859,000 | 302,045,000 |
| Allowance for loan losses | 5,269,000 | 5,392,000 | 5,400,000 | 5,417,000 |
| Securities available for sale | 75,905,000 | 77,858,000 | 79,025,000 | 80,121,000 |
| Securities held to maturity | 108,740,000 | 113,682,000 | 110,974,000 | 117,953,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 468,118,000 | 464,490,000 | 493,961,000 | 509,885,000 |
| Interest-bearing deposits | 366,657,000 | 358,625,000 | 379,581,000 | 399,668,000 |
| Noninterest-bearing deposits | 101,461,000 | 105,865,000 | 114,380,000 | 110,217,000 |
| Equity capital | 60,189,000 | 61,299,000 | 62,332,000 | 63,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,464,000 | 13,127,000 | 20,005,000 | 27,082,000 |
| Interest expense | 2,272,000 | 4,491,000 | 6,767,000 | 9,203,000 |
| Net interest income | 4,192,000 | 8,636,000 | 13,238,000 | 17,879,000 |
| Noninterest income | 716,000 | 1,584,000 | 2,337,000 | 3,134,000 |
| Noninterest expense | 3,136,000 | 6,275,000 | 9,952,000 | 13,766,000 |
| Provision for loan losses | -47,000 | 61,000 | -39,000 | -56,000 |
| Pretax income | 1,772,000 | 3,945,000 | 5,623,000 | 6,721,000 |
| Income tax | 367,000 | 834,000 | 1,161,000 | 1,325,000 |
| Net income | 1,405,000 | 3,111,000 | 4,462,000 | 5,396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,870,000 | 61,776,000 | 62,527,000 | 63,461,000 |
| Total capital | 64,857,000 | 65,868,000 | 66,655,000 | 67,785,000 |
| Risk-weighted assets | 317,600,000 | 326,076,000 | 328,902,000 | 344,685,000 |