Call reports 2024
BARABOO STATE BANK — 2024
What BARABOO STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 486,540,000 | 492,890,000 | 528,496,000 | 549,566,000 |
| Total loans | 271,731,000 | 259,721,000 | 263,991,000 | 268,009,000 |
| Allowance for loan losses | 6,265,000 | 6,207,000 | 5,270,000 | 5,307,000 |
| Securities available for sale | 49,532,000 | 53,048,000 | 54,158,000 | 67,295,000 |
| Securities held to maturity | 96,092,000 | 94,226,000 | 101,192,000 | 106,824,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 421,846,000 | 426,983,000 | 450,507,000 | 471,812,000 |
| Interest-bearing deposits | 318,072,000 | 323,578,000 | 344,921,000 | 368,756,000 |
| Noninterest-bearing deposits | 103,774,000 | 103,405,000 | 105,586,000 | 103,056,000 |
| Equity capital | 55,411,000 | 56,391,000 | 59,555,000 | 58,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,675,000 | 11,499,000 | 17,639,000 | 23,965,000 |
| Interest expense | 1,784,000 | 3,613,000 | 5,669,000 | 7,917,000 |
| Net interest income | 3,891,000 | 7,886,000 | 11,970,000 | 16,048,000 |
| Noninterest income | 700,000 | 1,414,000 | 2,198,000 | 2,926,000 |
| Noninterest expense | 3,053,000 | 6,386,000 | 9,459,000 | 13,137,000 |
| Provision for loan losses | 0 | -69,000 | -1,019,000 | -995,000 |
| Pretax income | 1,538,000 | 2,914,000 | 4,908,000 | 6,036,000 |
| Income tax | 303,000 | 564,000 | 991,000 | 1,166,000 |
| Net income | 1,235,000 | 2,350,000 | 3,917,000 | 4,870,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,930,000 | 58,770,000 | 60,062,000 | 60,240,000 |
| Total capital | 61,986,000 | 62,660,000 | 64,078,000 | 64,291,000 |
| Risk-weighted assets | 322,232,000 | 308,730,000 | 319,951,000 | 322,786,000 |