Call reports 2023
BARABOO STATE BANK — 2023
What BARABOO STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 503,941,000 | 504,289,000 | 513,590,000 | 501,818,000 |
| Total loans | 260,750,000 | 270,985,000 | 272,105,000 | 271,680,000 |
| Allowance for loan losses | 6,367,000 | 6,366,000 | 6,186,000 | 6,262,000 |
| Securities available for sale | 55,735,000 | 53,435,000 | 50,604,000 | 52,001,000 |
| Securities held to maturity | 96,933,000 | 95,060,000 | 93,304,000 | 96,153,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 444,904,000 | 443,990,000 | 452,253,000 | 437,989,000 |
| Interest-bearing deposits | 318,919,000 | 319,052,000 | 334,123,000 | 327,963,000 |
| Noninterest-bearing deposits | 125,985,000 | 124,938,000 | 118,130,000 | 110,026,000 |
| Equity capital | 50,081,000 | 51,241,000 | 52,160,000 | 54,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,127,000 | 10,377,000 | 15,857,000 | 21,604,000 |
| Interest expense | 912,000 | 2,122,000 | 3,589,000 | 5,302,000 |
| Net interest income | 4,215,000 | 8,255,000 | 12,268,000 | 16,302,000 |
| Noninterest income | 649,000 | 1,352,000 | 2,097,000 | 2,948,000 |
| Noninterest expense | 2,950,000 | 5,900,000 | 9,066,000 | 12,911,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,914,000 | 3,707,000 | 5,299,000 | 5,512,000 |
| Income tax | 510,000 | 985,000 | 1,403,000 | 1,115,000 |
| Net income | 1,404,000 | 2,722,000 | 3,896,000 | 4,397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,151,000 | 55,469,000 | 56,643,000 | 56,945,000 |
| Total capital | 58,140,000 | 59,534,000 | 60,649,000 | 61,007,000 |
| Risk-weighted assets | 316,746,000 | 322,935,000 | 318,152,000 | 322,676,000 |