Call reports 2022
BARABOO STATE BANK — 2022
What BARABOO STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 523,170,000 | 511,349,000 | 523,883,000 | 517,890,000 |
| Total loans | 239,736,000 | 278,420,000 | 242,412,000 | 257,154,000 |
| Allowance for loan losses | 6,236,000 | 6,276,000 | 6,312,000 | 6,312,000 |
| Securities available for sale | 99,188,000 | 127,166,000 | 74,420,000 | 55,444,000 |
| Securities held to maturity | 0 | 0 | 72,016,000 | 97,415,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 465,982,000 | 455,315,000 | 467,356,000 | 459,899,000 |
| Interest-bearing deposits | 329,954,000 | 327,449,000 | 331,028,000 | 332,106,000 |
| Noninterest-bearing deposits | 136,028,000 | 127,866,000 | 136,328,000 | 127,793,000 |
| Equity capital | 47,807,000 | 46,811,000 | 47,216,000 | 48,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,997,000 | 6,433,000 | 10,665,000 | 15,648,000 |
| Interest expense | 251,000 | 506,000 | 893,000 | 1,519,000 |
| Net interest income | 2,746,000 | 5,927,000 | 9,772,000 | 14,129,000 |
| Noninterest income | 926,000 | 1,746,000 | 2,475,000 | 3,195,000 |
| Noninterest expense | 2,698,000 | 5,566,000 | 8,516,000 | 11,707,000 |
| Provision for loan losses | -1,000,000 | -1,000,000 | -1,000,000 | -1,000,000 |
| Pretax income | 1,974,000 | 3,107,000 | 4,731,000 | 5,330,000 |
| Income tax | 532,000 | 833,000 | 1,265,000 | 1,413,000 |
| Net income | 1,442,000 | 2,274,000 | 3,466,000 | 3,917,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,121,000 | 51,854,000 | 52,896,000 | 53,047,000 |
| Total capital | 54,667,000 | 55,925,000 | 56,651,000 | 56,997,000 |
| Risk-weighted assets | 281,029,000 | 323,506,000 | 297,836,000 | 313,606,000 |