Call reports 2021
BARABOO STATE BANK — 2021
What BARABOO STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 498,405,000 | 504,787,000 | 506,097,000 | 531,279,000 |
| Total loans | 289,243,000 | 283,927,000 | 254,542,000 | 247,934,000 |
| Allowance for loan losses | 7,243,000 | 7,207,000 | 7,352,000 | 7,181,000 |
| Securities available for sale | 27,111,000 | 42,392,000 | 45,017,000 | 66,303,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 432,850,000 | 438,791,000 | 446,522,000 | 472,037,000 |
| Interest-bearing deposits | 307,617,000 | 304,354,000 | 307,120,000 | 336,086,000 |
| Noninterest-bearing deposits | 125,233,000 | 134,437,000 | 139,402,000 | 135,951,000 |
| Equity capital | 48,869,000 | 49,544,000 | 50,040,000 | 49,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,659,000 | 7,202,000 | 10,627,000 | 13,782,000 |
| Interest expense | 441,000 | 844,000 | 1,192,000 | 1,471,000 |
| Net interest income | 3,218,000 | 6,358,000 | 9,435,000 | 12,311,000 |
| Noninterest income | 1,185,000 | 2,361,000 | 3,331,000 | 4,339,000 |
| Noninterest expense | 2,875,000 | 5,805,000 | 8,709,000 | 12,008,000 |
| Provision for loan losses | 0 | 0 | 0 | -200,000 |
| Pretax income | 1,528,000 | 2,914,000 | 4,057,000 | 4,842,000 |
| Income tax | 409,000 | 779,000 | 1,082,000 | 1,287,000 |
| Net income | 1,119,000 | 2,135,000 | 2,975,000 | 3,555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,578,000 | 48,501,000 | 49,326,000 | 49,760,000 |
| Total capital | 51,445,000 | 52,299,000 | 52,799,000 | 53,281,000 |
| Risk-weighted assets | 305,976,000 | 300,398,000 | 273,941,000 | 278,040,000 |