Call reports 2020
BARABOO STATE BANK — 2020
What BARABOO STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 382,429,000 | 474,091,000 | 491,470,000 | 489,383,000 |
| Total loans | 286,084,000 | 329,551,000 | 331,752,000 | 314,828,000 |
| Allowance for loan losses | 6,526,000 | 6,589,000 | 7,133,000 | 7,207,000 |
| Securities available for sale | 49,901,000 | 44,952,000 | 38,573,000 | 33,334,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 323,322,000 | 384,533,000 | 405,249,000 | 420,850,000 |
| Interest-bearing deposits | 241,379,000 | 269,186,000 | 281,896,000 | 298,065,000 |
| Noninterest-bearing deposits | 81,943,000 | 115,347,000 | 123,353,000 | 122,785,000 |
| Equity capital | 45,919,000 | 47,703,000 | 48,616,000 | 48,182,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,838,000 | 7,700,000 | 11,756,000 | 15,854,000 |
| Interest expense | 569,000 | 1,164,000 | 1,745,000 | 2,272,000 |
| Net interest income | 3,269,000 | 6,536,000 | 10,011,000 | 13,582,000 |
| Noninterest income | 863,000 | 2,204,000 | 3,471,000 | 4,591,000 |
| Noninterest expense | 2,691,000 | 5,565,000 | 8,358,000 | 13,083,000 |
| Provision for loan losses | 400,000 | 400,000 | 900,000 | 900,000 |
| Pretax income | 1,041,000 | 2,775,000 | 4,224,000 | 4,190,000 |
| Income tax | 212,000 | 692,000 | 1,094,000 | 1,145,000 |
| Net income | 829,000 | 2,083,000 | 3,130,000 | 3,045,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,139,000 | 45,553,000 | 46,748,000 | 46,556,000 |
| Total capital | 48,200,000 | 49,806,000 | 51,006,000 | 50,731,000 |
| Risk-weighted assets | 322,393,000 | 337,898,000 | 337,781,000 | 330,935,000 |