Call reports 2019
BARABOO STATE BANK — 2019
What BARABOO STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 370,867,000 | 370,864,000 | 386,363,000 | 386,472,000 |
| Total loans | 253,733,000 | 270,411,000 | 275,714,000 | 277,561,000 |
| Allowance for loan losses | 4,706,000 | 4,782,000 | 4,937,000 | 6,094,000 |
| Securities available for sale | 60,854,000 | 58,144,000 | 56,127,000 | 52,588,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 325,990,000 | 324,110,000 | 338,381,000 | 338,300,000 |
| Interest-bearing deposits | 237,573,000 | 238,232,000 | 247,029,000 | 253,463,000 |
| Noninterest-bearing deposits | 88,417,000 | 85,878,000 | 91,352,000 | 84,837,000 |
| Equity capital | 41,362,000 | 43,066,000 | 44,566,000 | 44,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,824,000 | 7,697,000 | 11,691,000 | 15,616,000 |
| Interest expense | 424,000 | 872,000 | 1,364,000 | 1,914,000 |
| Net interest income | 3,400,000 | 6,825,000 | 10,327,000 | 13,702,000 |
| Noninterest income | 707,000 | 1,506,000 | 2,444,000 | 3,476,000 |
| Noninterest expense | 2,566,000 | 5,268,000 | 8,145,000 | 11,204,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,100,000 |
| Pretax income | 1,541,000 | 3,063,000 | 4,626,000 | 4,874,000 |
| Income tax | 410,000 | 816,000 | 1,233,000 | 1,289,000 |
| Net income | 1,131,000 | 2,247,000 | 3,393,000 | 3,585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,998,000 | 41,609,000 | 42,966,000 | 43,393,000 |
| Total capital | 43,807,000 | 45,579,000 | 46,975,000 | 47,388,000 |
| Risk-weighted assets | 303,792,000 | 316,758,000 | 319,776,000 | 317,489,000 |