Call reports 2018
BARABOO STATE BANK — 2018
What BARABOO STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 383,756,000 | 386,559,000 | 387,105,000 | 394,825,000 |
| Total loans | 246,247,000 | 233,662,000 | 257,529,000 | 248,773,000 |
| Allowance for loan losses | 4,863,000 | 4,502,000 | 4,568,000 | 4,628,000 |
| Securities available for sale | 58,150,000 | 64,766,000 | 62,421,000 | 61,509,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 335,636,000 | 336,937,000 | 337,220,000 | 350,469,000 |
| Interest-bearing deposits | 250,360,000 | 245,894,000 | 245,359,000 | 256,410,000 |
| Noninterest-bearing deposits | 85,276,000 | 91,043,000 | 91,861,000 | 94,059,000 |
| Equity capital | 44,825,000 | 46,348,000 | 46,448,000 | 39,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,349,000 | 6,994,000 | 10,660,000 | 14,397,000 |
| Interest expense | 301,000 | 627,000 | 982,000 | 1,378,000 |
| Net interest income | 3,048,000 | 6,367,000 | 9,678,000 | 13,019,000 |
| Noninterest income | 760,000 | 1,652,000 | 2,478,000 | 3,318,000 |
| Noninterest expense | 2,694,000 | 5,311,000 | 7,942,000 | 10,889,000 |
| Provision for loan losses | 0 | -600,000 | -600,000 | -600,000 |
| Pretax income | 1,114,000 | 3,308,000 | 4,814,000 | 6,048,000 |
| Income tax | 294,000 | 883,000 | 1,284,000 | 1,609,000 |
| Net income | 820,000 | 2,425,000 | 3,530,000 | 4,439,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,808,000 | 45,844,000 | 46,435,000 | 39,396,000 |
| Total capital | 47,380,000 | 49,355,000 | 50,235,000 | 43,108,000 |
| Risk-weighted assets | 284,448,000 | 279,878,000 | 303,259,000 | 296,064,000 |