Call reports 2017
BARABOO STATE BANK — 2017
What BARABOO STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 391,794,000 | 391,194,000 | 400,802,000 | 397,039,000 |
| Total loans | 243,065,000 | 245,757,000 | 248,778,000 | 254,495,000 |
| Allowance for loan losses | 6,305,000 | 5,599,000 | 5,703,000 | 4,807,000 |
| Securities available for sale | 64,119,000 | 61,611,000 | 57,141,000 | 57,811,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 328,362,000 | 331,796,000 | 344,324,000 | 349,186,000 |
| Interest-bearing deposits | 244,469,000 | 244,308,000 | 246,042,000 | 257,142,000 |
| Noninterest-bearing deposits | 83,893,000 | 87,488,000 | 98,282,000 | 92,044,000 |
| Equity capital | 53,935,000 | 51,280,000 | 50,229,000 | 44,438,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,153,000 | 6,361,000 | 9,677,000 | 13,037,000 |
| Interest expense | 248,000 | 510,000 | 791,000 | 1,091,000 |
| Net interest income | 2,905,000 | 5,851,000 | 8,886,000 | 11,946,000 |
| Noninterest income | 963,000 | 1,824,000 | 2,623,000 | 3,109,000 |
| Noninterest expense | 2,782,000 | 5,450,000 | 8,106,000 | 11,095,000 |
| Provision for loan losses | 0 | -750,000 | -750,000 | -1,750,000 |
| Pretax income | 1,086,000 | 2,975,000 | 4,153,000 | 5,710,000 |
| Income tax | 411,000 | 1,145,000 | 1,603,000 | 4,082,000 |
| Net income | 675,000 | 1,830,000 | 2,550,000 | 1,628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,470,000 | 47,064,000 | 46,536,000 | 42,733,000 |
| Total capital | 53,033,000 | 50,591,000 | 50,148,000 | 46,410,000 |
| Risk-weighted assets | 281,285,000 | 279,214,000 | 286,059,000 | 292,523,000 |