Call reports 2016
BARABOO STATE BANK — 2016
What BARABOO STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 398,824,000 | 405,477,000 | 412,048,000 | 423,497,000 |
| Total loans | 264,931,000 | 260,776,000 | 261,717,000 | 250,795,000 |
| Allowance for loan losses | 6,900,000 | 6,269,000 | 6,073,000 | 6,259,000 |
| Securities available for sale | 54,090,000 | 51,726,000 | 48,237,000 | 58,767,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 336,762,000 | 341,417,000 | 347,652,000 | 361,559,000 |
| Interest-bearing deposits | 262,148,000 | 262,172,000 | 261,706,000 | 271,860,000 |
| Noninterest-bearing deposits | 74,614,000 | 79,245,000 | 85,946,000 | 89,699,000 |
| Equity capital | 53,610,000 | 55,429,000 | 56,368,000 | 53,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,270,000 | 6,696,000 | 10,003,000 | 13,268,000 |
| Interest expense | 272,000 | 528,000 | 788,000 | 1,050,000 |
| Net interest income | 2,998,000 | 6,168,000 | 9,215,000 | 12,218,000 |
| Noninterest income | 755,000 | 1,602,000 | 2,577,000 | 3,399,000 |
| Noninterest expense | 3,123,000 | 6,186,000 | 9,158,000 | 12,339,000 |
| Provision for loan losses | -682,000 | -1,223,000 | -1,223,000 | -1,223,000 |
| Pretax income | 1,345,000 | 2,840,000 | 3,890,000 | 4,534,000 |
| Income tax | 0 | 0 | 0 | -10,021,000 |
| Net income | 1,345,000 | 2,840,000 | 3,890,000 | 14,555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,519,000 | 55,014,000 | 56,064,000 | 48,384,000 |
| Total capital | 57,266,000 | 58,645,000 | 59,680,000 | 52,027,000 |
| Risk-weighted assets | 296,589,000 | 287,855,000 | 286,798,000 | 286,727,000 |