Call reports 2015
BARABOO STATE BANK — 2015
What BARABOO STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 429,656,000 | 433,233,000 | 436,318,000 | 426,889,000 |
| Total loans | 292,748,000 | 288,902,000 | 274,890,000 | 268,755,000 |
| Allowance for loan losses | 8,436,000 | 8,295,000 | 8,147,000 | 7,511,000 |
| Securities available for sale | 30,387,000 | 27,771,000 | 30,350,000 | 44,918,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 371,564,000 | 373,516,000 | 375,562,000 | 366,939,000 |
| Interest-bearing deposits | 302,136,000 | 297,641,000 | 296,829,000 | 288,822,000 |
| Noninterest-bearing deposits | 69,428,000 | 75,875,000 | 78,733,000 | 78,117,000 |
| Equity capital | 49,945,000 | 50,545,000 | 51,475,000 | 51,889,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,443,000 | 6,935,000 | 10,325,000 | 13,642,000 |
| Interest expense | 299,000 | 598,000 | 906,000 | 1,202,000 |
| Net interest income | 3,144,000 | 6,337,000 | 9,419,000 | 12,440,000 |
| Noninterest income | 1,195,000 | 2,092,000 | 3,368,000 | 4,047,000 |
| Noninterest expense | 3,531,000 | 6,967,000 | 10,450,000 | 14,019,000 |
| Provision for loan losses | 553,000 | 553,000 | 553,000 | -47,000 |
| Pretax income | 255,000 | 909,000 | 1,784,000 | 2,515,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 255,000 | 909,000 | 1,784,000 | 2,515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,914,000 | 50,568,000 | 51,443,000 | 52,174,000 |
| Total capital | 53,973,000 | 54,513,000 | 55,211,000 | 55,902,000 |
| Risk-weighted assets | 320,381,000 | 311,268,000 | 297,075,000 | 294,437,000 |