Call reports 2014
BARABOO STATE BANK — 2014
What BARABOO STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 608,469,000 | 443,579,000 | 441,501,000 | 435,151,000 |
| Total loans | 400,773,000 | 328,396,000 | 311,626,000 | 299,520,000 |
| Allowance for loan losses | 11,032,000 | 9,179,000 | 8,960,000 | 8,164,000 |
| Securities available for sale | 33,321,000 | 27,110,000 | 30,838,000 | 29,889,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 556,340,000 | 384,035,000 | 381,037,000 | 378,010,000 |
| Interest-bearing deposits | 463,851,000 | 311,124,000 | 304,554,000 | 308,869,000 |
| Noninterest-bearing deposits | 92,489,000 | 72,911,000 | 76,483,000 | 69,141,000 |
| Equity capital | 44,004,000 | 50,241,000 | 51,011,000 | 49,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,848,000 | 9,198,000 | 12,971,000 | 16,592,000 |
| Interest expense | 547,000 | 969,000 | 1,285,000 | 1,601,000 |
| Net interest income | 4,301,000 | 8,229,000 | 11,686,000 | 14,991,000 |
| Noninterest income | 871,000 | 6,143,000 | 6,871,000 | 7,219,000 |
| Noninterest expense | 4,595,000 | 8,899,000 | 12,784,000 | 16,621,000 |
| Provision for loan losses | 0 | -1,301,000 | -1,301,000 | -137,000 |
| Pretax income | 577,000 | 6,774,000 | 7,074,000 | 5,726,000 |
| Income tax | 0 | 0 | -454,000 | -454,000 |
| Net income | 577,000 | 6,774,000 | 7,528,000 | 6,180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,056,000 | 50,253,000 | 51,007,000 | 49,659,000 |
| Total capital | 49,327,000 | 54,641,000 | 55,182,000 | 53,668,000 |
| Risk-weighted assets | 415,892,000 | 346,251,000 | 329,218,000 | 316,572,000 |