Call reports 2013
BARABOO STATE BANK — 2013
What BARABOO STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 701,498,000 | 665,551,000 | 653,303,000 | 632,159,000 |
| Total loans | 494,636,000 | 474,518,000 | 444,559,000 | 411,333,000 |
| Allowance for loan losses | 13,924,000 | 13,345,000 | 12,916,000 | 11,566,000 |
| Securities available for sale | 49,488,000 | 45,246,000 | 37,496,000 | 34,415,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 628,186,000 | 594,811,000 | 582,394,000 | 581,227,000 |
| Interest-bearing deposits | 536,869,000 | 503,809,000 | 482,350,000 | 484,192,000 |
| Noninterest-bearing deposits | 91,317,000 | 91,002,000 | 100,044,000 | 97,035,000 |
| Equity capital | 65,842,000 | 62,202,000 | 62,549,000 | 43,355,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,395,000 | 12,349,000 | 18,079,000 | 23,351,000 |
| Interest expense | 843,000 | 1,609,000 | 2,287,000 | 2,899,000 |
| Net interest income | 5,552,000 | 10,740,000 | 15,792,000 | 20,452,000 |
| Noninterest income | 883,000 | -440,000 | -22,000 | -2,134,000 |
| Noninterest expense | 5,504,000 | 11,138,000 | 16,010,000 | 20,667,000 |
| Provision for loan losses | 740,000 | 4,830,000 | 4,830,000 | 10,130,000 |
| Pretax income | 191,000 | -5,668,000 | -5,070,000 | -12,661,000 |
| Income tax | 8,000 | -2,363,000 | -2,191,000 | 9,405,000 |
| Net income | 183,000 | -3,305,000 | -2,879,000 | -22,066,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,994,000 | 53,054,000 | 53,593,000 | 43,480,000 |
| Total capital | 65,552,000 | 59,316,000 | 59,458,000 | 48,871,000 |
| Risk-weighted assets | 517,245,000 | 493,850,000 | 462,128,000 | 425,087,000 |