Call reports 2012
BARABOO STATE BANK — 2012
What BARABOO STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 751,020,000 | 745,751,000 | 738,566,000 | 746,015,000 |
| Total loans | 540,977,000 | 544,291,000 | 536,834,000 | 521,035,000 |
| Allowance for loan losses | 14,758,000 | 13,437,000 | 11,653,000 | 13,766,000 |
| Securities available for sale | 61,200,000 | 67,640,000 | 59,909,000 | 54,149,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 672,819,000 | 663,798,000 | 656,565,000 | 672,235,000 |
| Interest-bearing deposits | 580,886,000 | 564,535,000 | 554,464,000 | 561,224,000 |
| Noninterest-bearing deposits | 91,933,000 | 99,263,000 | 102,101,000 | 111,011,000 |
| Equity capital | 71,102,000 | 72,406,000 | 73,668,000 | 65,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,110,000 | 14,272,000 | 21,400,000 | 28,166,000 |
| Interest expense | 1,423,000 | 2,683,000 | 3,755,000 | 4,682,000 |
| Net interest income | 5,687,000 | 11,589,000 | 17,645,000 | 23,484,000 |
| Noninterest income | -313,000 | 976,000 | 1,886,000 | 887,000 |
| Noninterest expense | 5,106,000 | 9,950,000 | 14,829,000 | 23,424,000 |
| Provision for loan losses | 6,200,000 | 6,500,000 | 6,800,000 | 14,495,000 |
| Pretax income | -5,932,000 | -3,885,000 | -2,098,000 | -13,548,000 |
| Income tax | -2,383,000 | -1,637,000 | -1,005,000 | -4,431,000 |
| Net income | -3,549,000 | -2,248,000 | -1,093,000 | -9,117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,853,000 | 68,952,000 | 70,235,000 | 59,519,000 |
| Total capital | 75,067,000 | 76,288,000 | 77,432,000 | 66,437,000 |
| Risk-weighted assets | 569,593,000 | 580,818,000 | 571,294,000 | 547,310,000 |