Call reports 2010
BARABOO STATE BANK — 2010
What BARABOO STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 770,908,000 | 763,832,000 | 791,513,000 | 789,409,000 |
| Total loans | 636,904,000 | 616,615,000 | 589,079,000 | 566,737,000 |
| Allowance for loan losses | 17,008,000 | 12,619,000 | 13,095,000 | 11,418,000 |
| Securities available for sale | 32,259,000 | 36,313,000 | 36,330,000 | 36,971,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 681,099,000 | 675,491,000 | 705,527,000 | 706,373,000 |
| Interest-bearing deposits | 611,724,000 | 601,461,000 | 624,582,000 | 624,838,000 |
| Noninterest-bearing deposits | 69,375,000 | 74,030,000 | 80,945,000 | 81,535,000 |
| Equity capital | 74,254,000 | 74,412,000 | 74,506,000 | 71,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 8,730,000 | 17,497,000 | 26,336,000 | 34,709,000 |
| Interest expense | 2,437,000 | 4,739,000 | 6,981,000 | 9,180,000 |
| Net interest income | 6,293,000 | 12,758,000 | 19,355,000 | 25,529,000 |
| Noninterest income | 1,040,000 | 3,080,000 | 4,605,000 | 4,887,000 |
| Noninterest expense | 5,007,000 | 10,036,000 | 15,792,000 | 21,631,000 |
| Provision for loan losses | 2,200,000 | 5,500,000 | 7,780,000 | 12,969,000 |
| Pretax income | 126,000 | 302,000 | 388,000 | -4,184,000 |
| Income tax | 30,000 | 85,000 | 105,000 | -1,711,000 |
| Net income | 96,000 | 217,000 | 283,000 | -2,473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,071,000 | 71,167,000 | 71,201,000 | 68,603,000 |
| Total capital | 79,581,000 | 79,341,000 | 79,030,000 | 76,190,000 |
| Risk-weighted assets | 672,323,000 | 649,492,000 | 621,070,000 | 603,114,000 |