Call reports 2009
BARABOO STATE BANK — 2009
What BARABOO STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 782,943,000 | 785,543,000 | 774,166,000 | 774,425,000 |
| Total loans | 697,315,000 | 686,920,000 | 664,681,000 | 649,392,000 |
| Allowance for loan losses | 13,466,000 | 15,570,000 | 20,366,000 | 17,139,000 |
| Securities available for sale | 36,131,000 | 34,240,000 | 30,433,000 | 31,290,000 |
| Securities held to maturity | 0 | 355,000 | 355,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 678,876,000 | 678,215,000 | 684,628,000 | 683,319,000 |
| Interest-bearing deposits | 611,047,000 | 609,503,000 | 611,700,000 | 611,891,000 |
| Noninterest-bearing deposits | 67,829,000 | 68,712,000 | 72,928,000 | 71,428,000 |
| Equity capital | 84,500,000 | 83,345,000 | 74,012,000 | 74,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 10,021,000 | 19,921,000 | 29,360,000 | 38,526,000 |
| Interest expense | 3,537,000 | 6,833,000 | 9,845,000 | 12,545,000 |
| Net interest income | 6,484,000 | 13,088,000 | 19,515,000 | 25,981,000 |
| Noninterest income | 1,601,000 | 3,602,000 | 4,352,000 | 5,354,000 |
| Noninterest expense | 4,785,000 | 10,190,000 | 16,081,000 | 21,042,000 |
| Provision for loan losses | 1,723,000 | 4,847,000 | 20,879,000 | 23,151,000 |
| Pretax income | 1,577,000 | 1,653,000 | -13,093,000 | -12,858,000 |
| Income tax | 569,000 | 550,000 | -5,308,000 | -5,243,000 |
| Net income | 1,008,000 | 1,103,000 | -7,785,000 | -7,615,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,953,000 | 80,004,000 | 70,667,000 | 70,939,000 |
| Total capital | 89,872,000 | 88,924,000 | 79,405,000 | 79,559,000 |
| Risk-weighted assets | 709,009,000 | 706,942,000 | 687,442,000 | 681,053,000 |