Call reports 2008
BARABOO STATE BANK — 2008
What BARABOO STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 596,978,000 | 706,895,000 | 703,526,000 | 707,309,000 |
| Total loans | 491,846,000 | 588,924,000 | 603,232,000 | 615,978,000 |
| Allowance for loan losses | 6,415,000 | 7,007,000 | 9,069,000 | 11,209,000 |
| Securities available for sale | 58,290,000 | 59,302,000 | 48,363,000 | 37,686,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 525,305,000 | 611,154,000 | 602,907,000 | 601,653,000 |
| Interest-bearing deposits | 472,608,000 | 547,309,000 | 539,290,000 | 537,758,000 |
| Noninterest-bearing deposits | 52,697,000 | 63,845,000 | 63,617,000 | 63,895,000 |
| Equity capital | 55,089,000 | 64,733,000 | 64,860,000 | 64,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 9,603,000 | 21,719,000 | 32,077,000 | 41,899,000 |
| Interest expense | 4,519,000 | 9,751,000 | 14,020,000 | 17,770,000 |
| Net interest income | 5,084,000 | 11,968,000 | 18,057,000 | 24,129,000 |
| Noninterest income | 1,150,000 | 2,540,000 | 3,771,000 | 4,564,000 |
| Noninterest expense | 3,455,000 | 8,001,000 | 12,293,000 | 16,679,000 |
| Provision for loan losses | 141,000 | 332,000 | 2,473,000 | 4,825,000 |
| Pretax income | 2,638,000 | 6,175,000 | 7,062,000 | 7,189,000 |
| Income tax | 969,000 | 2,252,000 | 2,521,000 | 2,517,000 |
| Net income | 1,669,000 | 3,923,000 | 4,541,000 | 4,672,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,377,000 | 61,041,000 | 61,301,000 | 60,600,000 |
| Total capital | 57,792,000 | 68,048,000 | 69,133,000 | 68,585,000 |
| Risk-weighted assets | 530,362,000 | 628,888,000 | 625,315,000 | 635,542,000 |