Call reports 2023
NEWTOWN SAVINGS BANK — 2023
What NEWTOWN SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,851,490,000 | 1,844,405,000 | 1,845,421,000 | 1,846,562,000 |
| Total loans | 1,206,144,000 | 1,281,190,000 | 1,315,588,000 | 1,346,282,000 |
| Allowance for loan losses | 15,781,000 | 16,427,000 | 18,812,000 | 18,960,000 |
| Securities available for sale | 241,819,000 | 237,004,000 | 232,354,000 | 240,073,000 |
| Securities held to maturity | 204,752,000 | 205,833,000 | 173,862,000 | 149,632,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,585,855,000 | 1,447,162,000 | 1,522,630,000 | 1,475,149,000 |
| Interest-bearing deposits | 1,256,356,000 | 1,138,973,000 | 1,203,442,000 | 1,161,633,000 |
| Noninterest-bearing deposits | 329,499,000 | 308,189,000 | 319,188,000 | 313,516,000 |
| Equity capital | 132,731,000 | 132,389,000 | 129,077,000 | 135,938,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 18,223,000 | 36,852,000 | 56,613,000 | 76,697,000 |
| Interest expense | 5,491,000 | 11,978,000 | 20,516,000 | 29,364,000 |
| Net interest income | 12,732,000 | 24,874,000 | 36,097,000 | 47,333,000 |
| Noninterest income | 2,444,000 | 4,905,000 | 7,581,000 | 10,527,000 |
| Noninterest expense | 11,291,000 | 24,015,000 | 35,388,000 | 46,310,000 |
| Provision for loan losses | 89,000 | 903,000 | 3,434,000 | 3,764,000 |
| Pretax income | 3,854,000 | 4,669,000 | 4,438,000 | 7,812,000 |
| Income tax | 707,000 | 753,000 | 751,000 | 1,409,000 |
| Net income | 3,147,000 | 3,916,000 | 3,687,000 | 6,403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 146,062,000 | 146,831,000 | 146,603,000 | 149,319,000 |
| Total capital | 158,496,000 | 159,979,000 | 160,017,000 | 163,005,000 |
| Risk-weighted assets | 990,607,000 | 1,047,675,000 | 1,066,701,000 | 1,088,843,000 |