Call reports 2020
NEWTOWN SAVINGS BANK — 2020
What NEWTOWN SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,448,221,000 | 1,636,553,000 | 1,570,011,000 | 1,573,156,000 |
| Total loans | 1,074,386,000 | 1,143,344,000 | 1,117,744,000 | 1,051,369,000 |
| Allowance for loan losses | 11,602,000 | 15,466,000 | 17,475,000 | 20,770,000 |
| Securities available for sale | 133,191,000 | 131,828,000 | 145,931,000 | 152,860,000 |
| Securities held to maturity | 15,191,000 | 14,232,000 | 13,333,000 | 12,282,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,069,598,000 | 1,185,355,000 | 1,235,828,000 | 1,264,266,000 |
| Interest-bearing deposits | 875,440,000 | 903,943,000 | 959,541,000 | 975,055,000 |
| Noninterest-bearing deposits | 194,158,000 | 281,412,000 | 276,287,000 | 289,211,000 |
| Equity capital | 110,985,000 | 112,132,000 | 116,209,000 | 118,688,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 13,004,000 | 25,507,000 | 37,958,000 | 50,286,000 |
| Interest expense | 2,712,000 | 4,830,000 | 6,625,000 | 8,061,000 |
| Net interest income | 10,292,000 | 20,677,000 | 31,333,000 | 42,225,000 |
| Noninterest income | 2,824,000 | 8,210,000 | 16,084,000 | 25,522,000 |
| Noninterest expense | 10,725,000 | 21,545,000 | 32,806,000 | 45,091,000 |
| Provision for loan losses | 2,258,000 | 6,215,000 | 8,403,000 | 11,790,000 |
| Pretax income | 200,000 | 1,231,000 | 6,312,000 | 10,952,000 |
| Income tax | 16,000 | 189,000 | 1,187,000 | 2,083,000 |
| Net income | 184,000 | 1,042,000 | 5,125,000 | 8,869,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 113,130,000 | 113,988,000 | 118,071,000 | 121,817,000 |
| Total capital | 124,757,000 | 125,398,000 | 129,186,000 | 132,786,000 |
| Risk-weighted assets | 934,269,000 | 908,726,000 | 882,871,000 | 867,679,000 |