Call reports 2016
NEWTOWN SAVINGS BANK — 2016
What NEWTOWN SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,100,232,000 | 1,108,917,000 | 1,131,818,000 | 1,139,824,000 |
| Total loans | 927,627,000 | 943,088,000 | 943,912,000 | 965,498,000 |
| Allowance for loan losses | 8,673,000 | 8,908,000 | 8,731,000 | 8,722,000 |
| Securities available for sale | 71,656,000 | 74,313,000 | 75,714,000 | 76,120,000 |
| Securities held to maturity | 13,480,000 | 12,735,000 | 12,406,000 | 12,082,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 830,369,000 | 816,261,000 | 869,037,000 | 866,199,000 |
| Interest-bearing deposits | 658,785,000 | 637,009,000 | 692,168,000 | 689,321,000 |
| Noninterest-bearing deposits | 171,584,000 | 179,252,000 | 176,869,000 | 176,878,000 |
| Equity capital | 82,798,000 | 84,779,000 | 86,646,000 | 86,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 10,037,000 | 20,159,000 | 30,424,000 | 40,824,000 |
| Interest expense | 1,521,000 | 3,082,000 | 4,621,000 | 6,182,000 |
| Net interest income | 8,516,000 | 17,077,000 | 25,803,000 | 34,642,000 |
| Noninterest income | 1,776,000 | 4,561,000 | 8,297,000 | 11,284,000 |
| Noninterest expense | 8,394,000 | 17,168,000 | 26,177,000 | 35,704,000 |
| Provision for loan losses | 300,000 | 599,000 | 900,000 | 1,275,000 |
| Pretax income | 1,598,000 | 3,874,000 | 7,026,000 | 8,950,000 |
| Income tax | 493,000 | 1,194,000 | 2,173,000 | 2,720,000 |
| Net income | 1,105,000 | 2,680,000 | 4,853,000 | 6,230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,163,000 | 87,738,000 | 89,912,000 | 91,256,000 |
| Total capital | 95,014,000 | 96,731,000 | 98,727,000 | 100,062,000 |
| Risk-weighted assets | 769,847,000 | 785,492,000 | 784,082,000 | 805,612,000 |