Call reports 2015
NEWTOWN SAVINGS BANK — 2015
What NEWTOWN SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,014,520,000 | 1,038,128,000 | 1,065,665,000 | 1,082,407,000 |
| Total loans | 867,365,000 | 880,496,000 | 907,728,000 | 918,205,000 |
| Allowance for loan losses | 8,678,000 | 8,669,000 | 8,566,000 | 8,568,000 |
| Securities available for sale | 57,073,000 | 67,465,000 | 68,463,000 | 70,823,000 |
| Securities held to maturity | 15,036,000 | 14,693,000 | 14,375,000 | 14,113,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 738,665,000 | 739,193,000 | 785,321,000 | 786,515,000 |
| Interest-bearing deposits | 587,701,000 | 575,013,000 | 628,922,000 | 616,612,000 |
| Noninterest-bearing deposits | 150,964,000 | 164,180,000 | 156,399,000 | 169,903,000 |
| Equity capital | 76,983,000 | 77,748,000 | 79,665,000 | 81,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 9,523,000 | 19,171,000 | 28,949,000 | 38,799,000 |
| Interest expense | 1,294,000 | 2,655,000 | 4,092,000 | 5,583,000 |
| Net interest income | 8,229,000 | 16,516,000 | 24,857,000 | 33,216,000 |
| Noninterest income | 1,997,000 | 4,464,000 | 6,935,000 | 9,606,000 |
| Noninterest expense | 8,298,000 | 17,240,000 | 25,683,000 | 34,513,000 |
| Provision for loan losses | 315,000 | 515,000 | 775,000 | 1,200,000 |
| Pretax income | 1,613,000 | 3,225,000 | 5,334,000 | 7,052,000 |
| Income tax | 404,000 | 879,000 | 1,525,000 | 2,015,000 |
| Net income | 1,209,000 | 2,346,000 | 3,809,000 | 5,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,230,000 | 82,366,000 | 83,829,000 | 85,058,000 |
| Total capital | 90,131,000 | 91,241,000 | 92,548,000 | 93,804,000 |
| Risk-weighted assets | 746,414,000 | 734,155,000 | 757,361,000 | 753,811,000 |