Call reports 2014
NEWTOWN SAVINGS BANK — 2014
What NEWTOWN SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 972,083,000 | 980,850,000 | 1,000,710,000 | 988,017,000 |
| Total loans | 821,515,000 | 824,906,000 | 844,748,000 | 855,961,000 |
| Allowance for loan losses | 9,050,000 | 8,448,000 | 8,449,000 | 8,564,000 |
| Securities available for sale | 58,978,000 | 62,396,000 | 62,137,000 | 38,690,000 |
| Securities held to maturity | 17,797,000 | 17,412,000 | 16,554,000 | 16,291,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 763,793,000 | 769,630,000 | 747,745,000 | 737,526,000 |
| Interest-bearing deposits | 615,188,000 | 610,410,000 | 594,096,000 | 585,479,000 |
| Noninterest-bearing deposits | 148,605,000 | 159,220,000 | 153,649,000 | 152,047,000 |
| Equity capital | 75,217,000 | 76,149,000 | 77,465,000 | 75,689,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 9,462,000 | 18,839,000 | 28,546,000 | 38,223,000 |
| Interest expense | 1,900,000 | 3,764,000 | 5,244,000 | 6,599,000 |
| Net interest income | 7,562,000 | 15,075,000 | 23,302,000 | 31,624,000 |
| Noninterest income | 1,727,000 | 3,644,000 | 5,963,000 | 8,217,000 |
| Noninterest expense | 8,134,000 | 16,235,000 | 24,628,000 | 33,075,000 |
| Provision for loan losses | 1,000,000 | 1,817,000 | 1,982,000 | 2,757,000 |
| Pretax income | 238,000 | 774,000 | 2,794,000 | 4,145,000 |
| Income tax | 20,000 | 76,000 | 700,000 | 1,087,000 |
| Net income | 218,000 | 698,000 | 2,094,000 | 3,058,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,180,000 | 77,660,000 | 79,056,000 | 80,018,000 |
| Total capital | 85,620,000 | 86,153,000 | 87,679,000 | 88,758,000 |
| Risk-weighted assets | 673,840,000 | 679,227,000 | 696,939,000 | 699,152,000 |