Call reports 2013
NEWTOWN SAVINGS BANK — 2013
What NEWTOWN SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 958,853,000 | 947,712,000 | 972,476,000 | 977,310,000 |
| Total loans | 745,359,000 | 752,345,000 | 805,528,000 | 820,109,000 |
| Allowance for loan losses | 6,750,000 | 6,734,000 | 7,804,000 | 8,440,000 |
| Securities available for sale | 55,846,000 | 71,462,000 | 68,798,000 | 64,038,000 |
| Securities held to maturity | 20,246,000 | 19,532,000 | 19,016,000 | 18,145,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 755,196,000 | 750,545,000 | 758,400,000 | 766,858,000 |
| Interest-bearing deposits | 599,679,000 | 602,839,000 | 606,875,000 | 616,590,000 |
| Noninterest-bearing deposits | 155,517,000 | 147,706,000 | 151,525,000 | 150,268,000 |
| Equity capital | 67,558,000 | 66,913,000 | 73,550,000 | 74,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 9,154,000 | 18,343,000 | 27,588,000 | 37,010,000 |
| Interest expense | 2,124,000 | 4,181,000 | 6,151,000 | 8,130,000 |
| Net interest income | 7,030,000 | 14,162,000 | 21,437,000 | 28,880,000 |
| Noninterest income | 3,029,000 | 5,462,000 | 7,442,000 | 9,752,000 |
| Noninterest expense | 8,186,000 | 16,094,000 | 22,437,000 | 30,029,000 |
| Provision for loan losses | 1,470,000 | 2,620,000 | 4,321,000 | 5,920,000 |
| Pretax income | 419,000 | 938,000 | 2,149,000 | 2,817,000 |
| Income tax | 86,000 | 241,000 | 604,000 | 710,000 |
| Net income | 333,000 | 697,000 | 1,545,000 | 2,107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,188,000 | 75,480,000 | 76,400,000 | 76,962,000 |
| Total capital | 82,245,000 | 82,521,000 | 84,511,000 | 85,433,000 |
| Risk-weighted assets | 644,947,000 | 651,730,000 | 667,616,000 | 677,317,000 |