Call reports 2012
NEWTOWN SAVINGS BANK — 2012
What NEWTOWN SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 958,446,000 | 941,156,000 | 937,737,000 | 944,604,000 |
| Total loans | 761,088,000 | 754,848,000 | 746,842,000 | 747,325,000 |
| Allowance for loan losses | 7,691,000 | 7,747,000 | 8,316,000 | 6,165,000 |
| Securities available for sale | 70,860,000 | 66,373,000 | 56,795,000 | 50,254,000 |
| Securities held to maturity | 4,350,000 | 3,911,000 | 15,039,000 | 16,940,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 721,152,000 | 721,078,000 | 720,759,000 | 736,189,000 |
| Interest-bearing deposits | 589,566,000 | 579,853,000 | 588,902,000 | 589,559,000 |
| Noninterest-bearing deposits | 131,586,000 | 141,225,000 | 131,857,000 | 146,630,000 |
| Equity capital | 68,235,000 | 68,937,000 | 69,815,000 | 67,295,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 10,130,000 | 20,090,000 | 29,762,000 | 39,282,000 |
| Interest expense | 2,786,000 | 5,384,000 | 7,784,000 | 10,079,000 |
| Net interest income | 7,344,000 | 14,706,000 | 21,978,000 | 29,203,000 |
| Noninterest income | 2,243,000 | 5,301,000 | 9,283,000 | 13,529,000 |
| Noninterest expense | 8,082,000 | 16,565,000 | 25,246,000 | 34,439,000 |
| Provision for loan losses | 750,000 | 1,750,000 | 3,250,000 | 7,450,000 |
| Pretax income | 815,000 | 1,997,000 | 3,008,000 | 1,380,000 |
| Income tax | 218,000 | 490,000 | 770,000 | 135,000 |
| Net income | 597,000 | 1,507,000 | 2,238,000 | 1,245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,206,000 | 75,116,000 | 75,849,000 | 74,854,000 |
| Total capital | 82,228,000 | 83,276,000 | 83,936,000 | 81,326,000 |
| Risk-weighted assets | 657,554,000 | 653,191,000 | 646,210,000 | 649,434,000 |