Call reports 2011
NEWTOWN SAVINGS BANK — 2011
What NEWTOWN SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 948,318,000 | 943,328,000 | 956,987,000 | 955,499,000 |
| Total loans | 765,639,000 | 764,355,000 | 758,175,000 | 763,787,000 |
| Allowance for loan losses | 9,881,000 | 9,880,000 | 8,094,000 | 8,293,000 |
| Securities available for sale | 72,152,000 | 70,938,000 | 74,435,000 | 71,220,000 |
| Securities held to maturity | 14,108,000 | 7,806,000 | 5,032,000 | 4,788,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 717,851,000 | 709,062,000 | 703,645,000 | 704,554,000 |
| Interest-bearing deposits | 603,332,000 | 579,647,000 | 583,900,000 | 575,478,000 |
| Noninterest-bearing deposits | 114,519,000 | 129,415,000 | 119,745,000 | 129,076,000 |
| Equity capital | 67,352,000 | 68,293,000 | 69,001,000 | 67,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 10,378,000 | 20,769,000 | 31,124,000 | 41,484,000 |
| Interest expense | 3,230,000 | 6,368,000 | 9,468,000 | 12,440,000 |
| Net interest income | 7,148,000 | 14,401,000 | 21,656,000 | 29,044,000 |
| Noninterest income | 2,266,000 | 4,108,000 | 6,256,000 | 9,112,000 |
| Noninterest expense | 7,609,000 | 15,061,000 | 23,195,000 | 31,959,000 |
| Provision for loan losses | 1,200,000 | 2,150,000 | 2,750,000 | 3,300,000 |
| Pretax income | 606,000 | 1,299,000 | 1,955,000 | 2,885,000 |
| Income tax | 155,000 | 401,000 | 606,000 | 826,000 |
| Net income | 451,000 | 898,000 | 1,349,000 | 2,059,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,003,000 | 72,450,000 | 72,901,000 | 73,610,000 |
| Total capital | 80,362,000 | 80,816,000 | 81,186,000 | 81,879,000 |
| Risk-weighted assets | 666,910,000 | 667,518,000 | 662,689,000 | 661,096,000 |