Call reports 2026
FIRST NATIONAL BANK AND TRUST COMPANY — 2026
What FIRST NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 383,823,000 | 388,108,000 |
| Total loans | 146,981,000 | 156,987,000 |
| Allowance for loan losses | 1,123,000 | 1,131,000 |
| Securities available for sale | 38,139,000 | 34,874,000 |
| Securities held to maturity | 158,095,000 | 158,311,000 |
| Trading assets | 0 | 0 |
| Total deposits | 364,530,000 | 364,930,000 |
| Interest-bearing deposits | 328,295,000 | 327,036,000 |
| Noninterest-bearing deposits | 36,235,000 | 37,894,000 |
| Equity capital | 3,022,000 | 3,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,008,000 | 8,204,000 |
| Interest expense | 1,886,000 | 3,781,000 |
| Net interest income | 2,122,000 | 4,423,000 |
| Noninterest income | 1,479,000 | 1,564,000 |
| Noninterest expense | 2,248,000 | 4,757,000 |
| Provision for loan losses | 4,000 | 28,000 |
| Pretax income | 1,339,000 | 1,161,000 |
| Income tax | 299,000 | 209,000 |
| Net income | 1,040,000 | 952,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 28,667,000 | 28,967,000 |
| Total capital | 29,812,000 | 30,112,000 |
| Risk-weighted assets | 229,553,000 | 239,315,000 |