Call reports 2024
FIRST NATIONAL BANK AND TRUST COMPANY — 2024
What FIRST NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 381,720,000 | 381,221,000 | 396,705,000 | 387,304,000 |
| Total loans | 127,820,000 | 122,222,000 | 123,957,000 | 119,776,000 |
| Allowance for loan losses | 835,000 | 778,000 | 948,000 | 787,000 |
| Securities available for sale | 49,732,000 | 58,083,000 | 68,614,000 | 67,418,000 |
| Securities held to maturity | 155,115,000 | 154,770,000 | 155,555,000 | 156,183,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 377,195,000 | 380,076,000 | 393,011,000 | 382,777,000 |
| Interest-bearing deposits | 332,825,000 | 342,778,000 | 356,835,000 | 346,288,000 |
| Noninterest-bearing deposits | 44,370,000 | 37,298,000 | 36,176,000 | 36,489,000 |
| Equity capital | -1,291,000 | -1,159,000 | -1,489,000 | -62,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,725,000 | 7,282,000 | 11,151,000 | 15,208,000 |
| Interest expense | 1,785,000 | 3,714,000 | 5,801,000 | 7,891,000 |
| Net interest income | 1,940,000 | 3,568,000 | 5,350,000 | 7,317,000 |
| Noninterest income | 347,000 | 543,000 | 844,000 | 1,177,000 |
| Noninterest expense | 1,892,000 | 4,288,000 | 6,510,000 | 8,964,000 |
| Provision for loan losses | 16,000 | -38,000 | 136,000 | -14,000 |
| Pretax income | 206,000 | -319,000 | -634,000 | -634,000 |
| Income tax | -43,000 | -270,000 | -449,000 | -327,000 |
| Net income | 249,000 | -49,000 | -185,000 | -307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,374,000 | 27,301,000 | 27,390,000 | 27,599,000 |
| Total capital | 28,232,000 | 28,098,000 | 28,359,000 | 28,402,000 |
| Risk-weighted assets | 215,254,000 | 209,984,000 | 216,024,000 | 212,558,000 |