Call reports 2023
FIRST NATIONAL BANK AND TRUST COMPANY — 2023
What FIRST NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 364,837,000 | 356,699,000 | 366,544,000 | 388,834,000 |
| Total loans | 120,176,000 | 119,722,000 | 130,270,000 | 129,591,000 |
| Allowance for loan losses | 552,000 | 662,000 | 777,000 | 845,000 |
| Securities available for sale | 43,875,000 | 39,943,000 | 38,569,000 | 56,210,000 |
| Securities held to maturity | 154,974,000 | 155,083,000 | 155,246,000 | 154,322,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 364,722,000 | 355,922,000 | 339,267,000 | 387,173,000 |
| Interest-bearing deposits | 299,428,000 | 312,078,000 | 302,255,000 | 343,570,000 |
| Noninterest-bearing deposits | 65,294,000 | 43,844,000 | 37,012,000 | 43,603,000 |
| Equity capital | -3,145,000 | -3,381,000 | -2,479,000 | -2,979,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,193,000 | 6,178,000 | 9,374,000 | 13,012,000 |
| Interest expense | 945,000 | 2,077,000 | 3,359,000 | 5,064,000 |
| Net interest income | 2,248,000 | 4,101,000 | 6,015,000 | 7,948,000 |
| Noninterest income | 194,000 | 429,000 | 884,000 | 1,105,000 |
| Noninterest expense | 4,243,000 | 7,140,000 | 8,857,000 | 11,050,000 |
| Provision for loan losses | -105,000 | 5,000 | 130,000 | 205,000 |
| Pretax income | -2,884,000 | -4,771,000 | -4,219,000 | -4,446,000 |
| Income tax | -806,000 | -1,359,000 | -1,293,000 | -1,538,000 |
| Net income | -2,078,000 | -3,412,000 | -2,926,000 | -2,908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,798,000 | 26,613,000 | 27,324,000 | 27,082,000 |
| Total capital | 28,350,000 | 27,275,000 | 28,101,000 | 27,926,000 |
| Risk-weighted assets | 204,963,000 | 206,644,000 | 216,356,000 | 218,254,000 |