Call reports 2022
FIRST NATIONAL BANK AND TRUST COMPANY — 2022
What FIRST NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 402,244,000 | 385,523,000 | 393,056,000 | 403,007,000 |
| Total loans | 115,418,000 | 113,788,000 | 120,793,000 | 130,095,000 |
| Allowance for loan losses | 191,000 | 220,000 | 251,000 | 321,000 |
| Securities available for sale | 241,937,000 | 224,663,000 | 219,741,000 | 61,579,000 |
| Securities held to maturity | 0 | 0 | 0 | 154,564,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 375,235,000 | 366,246,000 | 383,695,000 | 382,134,000 |
| Interest-bearing deposits | 299,977,000 | 297,158,000 | 314,476,000 | 308,922,000 |
| Noninterest-bearing deposits | 75,258,000 | 69,088,000 | 69,219,000 | 73,212,000 |
| Equity capital | 20,562,000 | 10,639,000 | -881,000 | -2,334,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,590,000 | 5,328,000 | 8,225,000 | 11,401,000 |
| Interest expense | 248,000 | 511,000 | 883,000 | 1,630,000 |
| Net interest income | 2,342,000 | 4,817,000 | 7,342,000 | 9,771,000 |
| Noninterest income | 119,000 | 205,000 | 411,000 | 548,000 |
| Noninterest expense | 2,098,000 | 3,839,000 | 5,753,000 | 8,421,000 |
| Provision for loan losses | 27,000 | 64,000 | 101,000 | 192,000 |
| Pretax income | 310,000 | 1,046,000 | 1,567,000 | 131,000 |
| Income tax | 6,000 | 118,000 | 182,000 | -227,000 |
| Net income | 304,000 | 928,000 | 1,385,000 | 358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,028,000 | 30,870,000 | 31,443,000 | 29,712,000 |
| Total capital | 30,219,000 | 31,090,000 | 31,694,000 | 30,033,000 |
| Risk-weighted assets | 194,238,000 | 199,053,000 | 213,198,000 | 218,590,000 |