Call reports 2021
FIRST NATIONAL BANK AND TRUST COMPANY — 2021
What FIRST NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 202,967,000 | 218,015,000 | 235,906,000 | 421,079,000 |
| Total loans | 32,384,000 | 30,194,000 | 34,223,000 | 119,962,000 |
| Allowance for loan losses | 125,000 | 93,000 | 168,000 | 168,000 |
| Securities available for sale | 144,357,000 | 153,609,000 | 151,854,000 | 233,191,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,440,000 | 186,431,000 | 192,441,000 | 377,532,000 |
| Interest-bearing deposits | 144,450,000 | 159,745,000 | 163,372,000 | 297,396,000 |
| Noninterest-bearing deposits | 26,990,000 | 26,686,000 | 29,069,000 | 80,136,000 |
| Equity capital | 18,121,000 | 20,130,000 | 35,464,000 | 35,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,360,000 | 2,739,000 | 4,081,000 | 6,889,000 |
| Interest expense | 156,000 | 261,000 | 351,000 | 614,000 |
| Net interest income | 1,204,000 | 2,478,000 | 3,730,000 | 6,275,000 |
| Noninterest income | 70,000 | 141,000 | 220,000 | 318,000 |
| Noninterest expense | -467,000 | 2,028,000 | 3,205,000 | 5,762,000 |
| Provision for loan losses | 6,000 | -23,000 | 53,000 | 89,000 |
| Pretax income | 2,242,000 | 1,101,000 | 1,234,000 | 986,000 |
| Income tax | 519,000 | 190,000 | 175,000 | -329,000 |
| Net income | 1,723,000 | 911,000 | 1,059,000 | 1,315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,066,000 | 20,288,000 | 36,469,000 | 29,533,000 |
| Total capital | 21,191,000 | 20,381,000 | 36,637,000 | 29,701,000 |
| Risk-weighted assets | 95,748,000 | 101,493,000 | 108,341,000 | 186,009,000 |